Do You Want To Save Money Easily?
Living on credit is fashionable. Indulging oneself is fashionable. Saving money isn't. This is a pity, as it has much to recommend it. You have more peace in your life. The end on the month is simply a date on the calendar, rather than a countdown to the next pay-cheque. Purchases born of necessity can be made comfortably. Employment becomes a career, rather than a means of survival. You can look your boss in the eye, rather than dreading his gaze. Why? Because you've saved up some money. Take the cringe-factor out of your life. Erase the dread of the small hours. Put some money in the bank! You may not be able to increase your earnings, but you can decrease your outgoings. This has the same effect as getting a pay-rise; more money for you. How to save money? Simple! Examine what you spend it on. Then, erase fripperies. Vices: drinking and smoking are habits that kill you slowly. Save up for your hospital care by giving them up. Your lungs, liver and family will bless you. Gambling. Gambling is folly. There are only three games the player can use skill to alter the odds even slightly; horse racing, poker and blackjack. These take years of dedicated and expensive research to get good at. And you don't get rich. All the others will beggar you quickly if you play them. The odds are stacked against you, deliberately, by those who own the game. Luck favours the bold, special need, or those under the protection of the saints. Betting is not brave, it's a compulsion, and no god watches out for gamblers. Examine the feelings that surround your impulse to gamble; you will find they eat away at the energy of your life. Food. There is food that nourishes, and food that enervates. The former is cheaper: fresh fish, fruit, vegetables, clean water. The latter is more expensive, more garishly packaged, and more poisonous: potato crisps, sweets, fizzy drinks, burgers. Consider that you don't fancy junk food if you are sick; your body knows it takes too much energy to digest, and does not nourish. Clothes. Do you need to buy fashionable clothes, so you can look like everyone else? If you need to blend in, fine. You can be sure the leaders of fashion don't. They head to charity shops and buy Harris tweed and old lace for pennies. They get suits made to measure by sweated labour in Thailand. That's how they get that 'unique' look. What's that, you don't like the idea of sweat-shops? Guess what, that's where a lot of fashionable clothes get made anyway. It's called 'outsourcing' and 'offshoreing'. Automobiles. Running a car in the UK costs about £5000 ($9000 USD) a year, all-in. Save, by buying a second-hand auto. Save, by buying a less powerful, more fuel efficient model. Save further by thereby getting lower insurance and road-tax. Personal foibles: I used to buy a lot of internet magazines. These cost up to £5 each, or about $10 in USD. I found a lot of information about the internet, was already on the internet, so I stopped buying the magazines. There are very few papers or magazines worth reading. Find the few that inform, rather than titillate, waffle or distract. Visit the local library, it's free. Drop in to a 'Borders' bookshop, and have a free read. Debt. Don't buy what you can't afford with someone else's money. Credit cards are an expensive way of getting a loan. Try your friends or relatives first. Your local credit union is a good option; better rates, better terms, friendlier faces. Better yet, don't borrow. Live free. Keep away from the loan-sharks. You can manage without that holiday. Put your saved money in a high interest, 180-day notice account. Put it in a bank different to your current one, in case the latter goes bust. Make a mental note that it's for emergencies only, then contrive to live 'safely'. Save up enough to last you a year and a day off work, and notice how much calmer and confident you feel!
Other Horse Racing Articles
Want to know the Top Tips for Cheltenham? The four-day Cheltenham Festival dominates the March programme, but there’s also a busy programme of racing throughout the month including the ever-popular Imperial Cup day at Sandown plus the thrills and spills of the Midlands Grand National day at Uttoxeter. Flat fans, meanwhile, will need no reminding that the new turf season kicks off with t ...Psychic Theory - Part II In this second of a three part series we're going to cover a brief history of psychic phenomena. It should probably come as no surprise to anyone that people have been reporting psychic phenomenon since the very beginning of time all the way up to the present. What may surprise you is that these reports were widely accepted by many people inc ...The Secrets of Cold Tables The CrapshooterThe Secrets of Cold TablesPssst...! Wanna know a secret?How about the secret of profiting from cold tables?It's not hard to find a cold table. Just look for quiet tables with lots of empty spaces and somber looking people with just a few chips in front of them. You can also look for a lot of don't bets ...How to Succeed in the Poker Freerolls Part 2 How to Succeed in the Poker Freerolls Part 1 looked mostly at what cards to play and when to play them, in Part 2 we take a look at other factors that you need to be aware of in order to succeed in the freerolls.7. Watch your opponents and learn their playing style.You can learn a lot of valuable poker information just by watching ...Build A Website With Free Software Programs You don't need to spend a lot of money on building an attractive fully functioning website. In fact, you don't need to spend any money at all. You can do it FREE if you know what type of programs to look for and where to find them. "How", I here you ask?I built my website in May 2005 with the free software programs that came on the cove ...West Virginia State Fair Held in Lewisburg The State Fair of West Virginia is held each year during mid-August in the town of Lewisburg. Here visitors can enjoy fun in its many varied forms, music from all around the local area and of course midway food!Favored carnival food comes in the forms of classics such as corn dogs, kettle corn, spiral fries, nachos, and roast corn and tu ...Do You Want To Save Money Easily? Living on credit is fashionable. Indulging oneself is fashionable. Saving money isn't.This is a pity, as it has much to recommend it. You have more peace in your life. The end on the month is simply a date on the calendar, rather than a countdown to the next pay-cheque. Purchases born of necessity can be made comfortably. Employment beco ...Why I'd Rather Be A Slugger During the last NLCS, I asked Brandon Backe of the Astros what the hardest thing was for him in making the conversion from outfielder to pitcher in the minors. He said it was "not playing every day." That is why I would rather be a slugger, to answer your question. I'd want my mind and body to be in every inning of every game. I wouldn't want to ...Internet Gambling Under Attack Again The Las Vegas Review-Journal, Nevada's largest daily newspaper, on Saturday published an editorial that strongly repudiates efforts to ban Internet gambling.Rep. Bob Goodlatte (R-Va.) and 112 co-sponsors on Thursday reintroduced a bill in the House of Representatives that would outlaw the activity, currently a $12 billion a year industry. ...Our 'Usual' Streams of Consciousness I used to think that my stream of consciousness was static and around the same level mostly. Awareness eventually dawned on me that we have an unbelievable ‘tuning’ device if we will loose of the rigid way of thinking that pervades most of society. As I read more and became aware of my own different states at any time of the day, I decided that ...The New Billionaires For the twelfth straight year, Bill Gates continues to be the richest man in the world with a net worth of $50 billion, according to the authoritative Forbes magazine, the business world's bible of wealth and fortune. Microsoft's founding father may be less active in the corporate world these days, but he still sits comfortably at the top of the ...The Dish: 'Sheed Defends Predictions Detroit Piston power forward Rasheed Wallace, fresh off his team's 74-72 loss in Cleveland Monday night, defended his record of prognostication. Despite the fact that 'Sheed ruffled a few feathers by guaranteeing a Detroit win in Game 4---a prediction that fell flat, as did Wallace, who sprained his ankle in the second quarter and was ineffectiv ...Is the Church a Friend to Survivors of Abuse? After 6 years, I left an abusive relationship with an X partner (we were NOT married) in October 2004. He had verbally, emotionally, psychologically, and sexually abused me since the birth of my daughter in October 2001. He also had abused my daughter physically, as well as in many of the same ways that he'd abused me, since she began crawling. ...Sports Halls of Fame To any sports fan, a hall of fame is the quintessential celebration of a sport and tribute to the athletes who participate in that sport. Many a sports fan will make pilgrimages to the hall of fame of their favorite sport to "soak up" the history and traditions of that sport.In North America there are over thirty halls of fame to vari ...Jets vs. Redskins Preview After the Jets 16-3 loss last week to the Tampa Bay Buccaneers, a lot was talked about regarding the lack of production from the running game. Clearly for the Jets to compete this season, they will need a healthy Curtis Martin to return to the team, or a suprising emergence out of Cedric Houston or Leon Washington. Derrick Blaylock has been a di ...Party Themes and Ideas The theme of your event can be gleaned from slight hints, such as a subtle design on your invites, through to the extreme; for example posting each guest a live tiger with your invite pinned to his belly for a jungle themed bash….. (please note that we do not recommend this!)Your party can be as drastic or as subtle as you wish. Invites a ...Zen and the Art of Horseback Riding Horses inspire awe and fear in many people, given their massive girth and noted unpredictability. They are, therefore, one of the best teachers we have available to us. Any time we fear something it has power over us. Horses are bred to serve and in fact this service gives them pleasure. Learning to ride a horse, therefore, is less about dom ...Easy Ways To Make Money Today, there are umpteen easy ways to make money effortlessly. These avenues may be legitimate or illegitimate, but they share the common trend of providing easy money. However, it must be said right now that "easy money" is just a euphemism for a way to make money in a non-traditional way. There is no such thing is truly easy money.Betti ...Weight Loss Essentials Your weight increased a little during winter or at the time of a change of life or a difficult period...Result: you don't feel comfortable with your body, and the loss of a few pounds would make you feel better. Here are some tips to lose weight without false notes... Your weight loss success depends from two conditions: you must change y ...The Cobbler [The Think Tank of : Orian/25,000 BC/Part Four] Act IIScene One[In the Constellation called Orion, the Cobbler is readying himself to have a second gathering of the elite a group known as the “Think Tank,” of the Universe he is thinking out loud, resting – it has been 50,000 years since their last meeting of the minds; a new member has joined them by the name of: Florencia] ...Why Consider a Theme Chess Set? In the metaphorical world of chess perhaps one side should be theme and one side staunton. The two camps are, after all, defined, the battle characters all ready. The world is divided between the staunton and the theme, and both sides are ready to play and ready, willing, to spill blood! With the beautiful chess designs of the staunton genre ava ...Best Bets in Hallandale What’s that you say? You love Dania, but you much prefer the Swedish to the Danish? Then you’re in luck, because Hallandale is right down the road. In the late 1800s, Henry Flagler enlisted the help of Luther Halland to create a community of statuesque, square-headed blondes in Southern Florida, just south of the first community of statuesque ...Forex Currency Day Trading For Beginners You sell your money to the bank (or other) and it allocates some interest payments to your savings account from its profits. Have you seen a Bank's profits?What do Banks do with your money? Well, they accumulate many small savers' money to lend to a borrower. The borrower buys his loan and repays it with added interest. The difference be ...Animals, Fitness and Us “Do you ever hear of animals gratifying their desire or need for artificial exercising at a gymnasium?” asks Joseph H. Pilates, developer of the Pilates Method, in his book “Your Health”.When I first read this I imagined my dog Wendy saying, “Of course not! How boring! Why would anyone want to spend hours on a treadmill or lifting weight ...Horse Racing and Seabiscut -- A Hope, A Prayer, and A Horse! Even though our lives progressively moves forward on occasion it has a way of working what seems to be in a backwards motion, yet in the end achieves the same results. I remember years ago when I started my bodybuilding career, I had no self- confidence, poor self-esteem, and an introverted personality. I couldn't fathom doing what others belie ...Barrel Racing Tack and Equipment Selection To compete in any event and win, you need to have the right equipment. Barrel racing is no different, but something you don’t need to do it to run out and buy everything at the tack shop that says “Barrel Racing” on it, and you don’t need to go buy the most expensive saddles or other equipment. I will break down the specific things you need to b ...Betting Besides the Bowl Super Bowl XL is, of course, the talk of the town, but sports bettors have other events on which to wager leading up to the big day.Basketball, college and pro, and golf are among the biggies, but the horses and buggies are in action -- or soon will be -- too.Thoroughbred racing already has kicked off its run to the Triple Crown, b ...City of Des Moines: An Interesting Place City of Des Moines is rich in all sorts of tourist attractions. It is the capital of Iowa. Living History Farms, Zoo, parks, theatres and anything you name you will find that here. Something for everyone seems to be the hallmark of this place. Start your day at the elegant Living History Farms and head for the Blank Park zoo in the afternoon to ...Online Casino - General Legal Issues The increasing growth of online gambling industry surpasses all the expectations when compared with land-based casinos and betting places. From the times when Internet Casinos, Inc., the first virtual online casino started operations back in 1995 until nowadays, not only the effects of online wagering on the established land-based industry came ...The Triple Crown - Horse Racing's Ultimate Challenge The Triple Crown, like so many of our best traditions, wasn’t created, it grew into being. During the late 1800’s three different tracks created races to test the new crop of three year olds. These three races, the Belmont Stakes, the Preakness and the Kentucky Derby were held in the same year for the first time in 1875. It wasn’t until 44 ye ...Why The Fulfillment Of Your Vision Delays When God first unveils a business or ministry vision that He wants you to fulfill, it is often the case that there is a long delay or wait until the vision comes to pass. The reason the Lord has given you the revelation now is so that He can gain your attention and to equip you for the work ahead. The Lord is patient and well organized and w ...
|
