Choosing Credit Card Rewards and Incentives
At one time there was little to distinguish between one credit card and another. About the only difference was the provider's name, and how much credit they were willing to extend to you. Nowadays all that has changed, of course. Fierce competition means that credit card issuers are falling over one another to offer you rewards and incentives, in a bid to get you to sign up with them rather than one of their rivals. In this article I'll be looking at the wide range of incentives on offer from credit card providers, and offering some advice on how best to choose between them. But before we get on to that, I must sound a note of caution. If you are likely to leave a balance outstanding on your credit card, rewards should NOT be your first priority when deciding what card to apply for. There are two main reasons for this. Most important, if you are paying interest on an outstanding balance, the cost of this will almost certainly outweigh the benefit of any rewards. And secondly, some card issuers only offer incentives if you clear your balance every month. If you are going to be leaving a balance on which interest is charged, therefore, your first priority should be to pick a card with a low APR (annual percentage rate) and/or a long interest-free introductory period. If you are confident that you will be able to pay off your balance every month, you should certainly shop around for a card offering the rewards and incentives you want. Here are just a few examples of the kind of offers currently available... Cashback - This is a very popular incentive. For every dollar you spend on your card, the card issuer will give you back some money, usually once a year. The amounts vary, but typically range from 0.5 to 2 per cent of total spending. There is often a cap on the total amount you can get back in a year. Gas Discounts - With the price of gas seemingly going up every day, any way of getting a discount has to be worth considering. One card offering this type of reward is the Discover® Platinum Gas Card. This provides a 5% cashback bonus on your gas purchases, and up to 1% cashback on all other purchases. Travel - Other credit cards let you collect points which can be exchanged for travel bonuses. An example is the Miles Card from Discover®. This gives you 5,000 Bonus Miles after your first purchase, and 1 Mile for every $1 you spend thereafter. Miles can be redeemed for airline tickets, cruises, vacation packages, merchandise, hotel and car rental certificates, and so on. Vehicle Purchase - A few cards let you earn money from every transaction, which can then be put towards buying or leasing a new vehicle. An example is the GM Card, which credits you with 5% of the value of each purchase you make on the card. This is redeemable toward the purchase or lease of an eligible new vehicle from Chevrolet, Buick, Pontiac, GMC, Hummer or Cadillac. Other Discounts - A wide range of other discount cards is also available. These range from the Starbucks Visa® Card, which gives you discounts and free products from the well-known coffee-shop chain, to the World Series of Poker® Visa® Card, which lets you earn points you can redeem for WSOP buy-ins. In summary, before choosing a card, first decide whether or not you will be paying off your balance in full. If not, a card with a low APR and/or long interest-free introductory period should be your priority. Otherwise, look for a card with rewards and incentives that are attractive to you. To choose the best credit card reward scheme for you, try to put a dollar value on each one, based on your lifestyle and likely expenditure. If you drive a lot, for example, a card which offers a discount on gas may make the most sense. On the other hand, if you are a frequent flyer, a card such as the Miles Card from Discover®, mentioned above, may be more valuable to you over the course of a year. Having decided on the type of card you want, take the time to study the market and see what is available. Do not simply fill in and return the next credit card application form that arrives in the mail. Credit card comparison sites such as www.finest-credit-cards.com can make this easier for you by listing all the best current card offers for you to choose from, and also have a range of articles offering unbiased advice and information. Nick Davis is the owner of http://www.finest-credit-cards.com, which aims to match you up with the ideal credit card to suit your situation. With details of all the leading card offers updated daily, plus informative articles to guide you in your choice, you will never pick the wrong credit card again. |
Other Poker Bonus Articles
Online Video Poker Games: Strategy for Fun Some people that enjoy a good poker game at a buddies house on Saturday night also enjoy heading to a casino to play the game. A casino offers not only traditional poker games that are played at a table, but also offers video poker games. The biggest difference between table poker and video game poker is that the machine can be preset to have p ...Online Poker Tips: Common Mistakes Players Must Avoid For those serious about their online poker experience, the following tips are designed to help the novice avoid the traps used by more experienced online poker players.1. Online Poker ChatThe online poker chat can be a valuable tool to shake the novice player. Experienced players use the chat feature to take the novice player off t ...A Crash Course on Casino Bonuses Online casinos have been flooding the online world lately. It seems that they have been trying very hard in attracting more and more players to try their luck at online casinos. They have been have been trying to think up of different offers to catch a potential player’s attention. One such promotion is offering different types of casino bonuse ...Amazing Lottery Secrets - Just the Facts! When it comes to Lottery Secrets, we’ve discovered amazing and powerful information, that we feel anyone who plays their respective lottery should be aware of. Did you know that the greatest percentage of lottery players choose to “quick pick” their numbers?If you knew this bit of information you might want to reconsider. 80% of lottery ...Virtual Poker Tells: How to Win Playing Online Poker Many experienced live poker players rely on “tells”, an action by the opposing players that will help tip their hand. I am sure you have seen players wearing sunglasses at a live poker game, this isn’t due to the bright lights in the casino, it is avoid any chance of another player picking up on a widening of the eyes or any other habitual gestu ...Gambling And The 20th Century Rulers Part 3 Mao Zedong (1893-1976) Mao Zedong was born on the 26th of December, 1893, in the village of Shaoshan of Hunan Province situated in the south of the country. Great helmsman, revolutionary - Marxist came to power in 1949 when gambling was already forbidden in the country. The creator of communistic China did rather a lot for getting into the list ...Caribbean Poker Online: How to Play the Game If you want to play online Caribbean poker but are not really sure what it is then you‘ve come to the right spot. Online Caribbean Poker is a game played one on one with the dealer instead of with a table full of people. This not only makes the game go by fast but you do not have to wait on everyone else at the table to decide whether they want ...That Spam-I-Am, I Do Not Like That Spam-I-Am If Spam were the ham-want-a-be instead of junk e-mail, I could say you are what you eat. That’s because Spam is supposed to be a reflection of who you are, based on the websites you visit and the cookies that follow you home. I have the obligatory bulk mail folder that fills up faster than the New Orleans levies during Katrina. But, it’s a socia ...Building an Online Poker Bankroll by Playing Sit and Go Tournaments You have reloaded several times at several different websites. Those $50 deposits sure start to add up when you have nothing to show for them. Ok, maybe you’ve had an occasional win, placed in a tourney, and won a couple sit and go tables. The truth is you are still among the vast majority of online poker players that lose money. Read on then, a ...Reasons to Play Texas Hold'em Poker The game of Texas Hold’em is a very popular game to play. Right now, the demographic of players is growing much younger in the ages of the players. And there is a great deal of reasons for these players to play Texas hold’em poker. These reasons are many and the players who appreciate them are even more.One of the most obvious reasons ...Virtual Poker Site There are a few considerations you should keep in mind when signing up for a virtual poker site. When you’re not playing with real money, or real chips, it can be easier to bet the house. Remember, just because the game play is virtual, this doesn’t mean that your money is virtual. Be sure to pace yourself.Software designers try to mak ...The ABC of Sports Betting Online Betting on sports is perhaps as old as the history of sports itself. The need of the Individual to have a reprieve from the monotony of his routine life made him innovate on recreational activities that lead to the birth of rule bound and structured sports and games of today. The most popular and age-old sports betting known to the civilization ...The Origin of Blackjack The game of Blackjack was introduced to the United States in the 19th century but the origin of the game is still much in dispute. Blackjack can be traced back to several European card games including the French ‘Vingt-Un’ (21), ‘Trente et Quarente’, and ‘Chemin de Fer’ (Railroad), as well as the Spanish ‘One and Thirty’, Italian ‘Baccara’ and ‘ ...The Eternal Allure of Gambling I just spent three days in the land of milk and money - Las Vegas. There is something refreshingly honest about the place: it's all about money and it knows it. It doesn't pretend to be anything else.No doubt some of the architects think that their work has some importance of its own: the re-creations of Venice, Camelot, Paris, Egypt, and ...Secrets of Extracting More Cash From Online Poker Most poker players are obsessed with improving their play, as well they should. Studying, practicing, keeping logs of hands played are all tools to improve play and profit. There are, however, other subtle ways to improve the bottom line.Bonus accounts- Well known in the industry and I'm sure your aware of them. Some are better than other ...Premiership Football - First Goalscorer Betting One of the most popular areas of football betting in the first goalscorer sector, despite the fact that bookmakers are less than generous via the compiling of the relevant odds. There is still money to be made however, though the following FACTS might surprise a few readers.Try not to look at the following stats first, and hazard a guess ...Slow Playing Your Way to the Poor House in Texas Holdem I bet you didn't know that this technique is probably one of the most misused and abused of all strategies.When done correctly we define Slow Play as: The art of representing weakness with a passive betting style in order to throw off or deceive your opponent to achieve a greater pay off. Often it turns out to be the art of representin ...What to Expect When You Play Texas Hold’em Online Now that players can play Texas hold’em online, they can play whenever and wherever they want. Before this advancement in technology, players would need to get their own friends together, and it can be difficult to make everyone’s schedule match up for a home game of Texas hold’em. It can also be difficult for out of state players to plan such ...Poker Life: Playing on Tilt This is one of the most amazing aspects of poker and life at the same time. There are many ways to tilt. We all must know how to, or at least we have all witnessed the devastating effect of tilt in its true meaning. It can be a wonderful thing to see, when a player throws money at everyone. But I’m sure most of us don’t go over the limit that mu ...Online Poker Glossary: Don't Play the Game Until You Learn the Terms Today, online poker games are widespread among the youth of the world. There is no need to go a casino for gambling, just sit in front of your computer, and play with just your fingers and your keyboard. This can be very alluring to those who are not afraid of today’s technology.Playing online poker can be really fun, even a new way to m ...Multiplayer Slots - Win An Extra Bonus! Multiplayer Slots - Win An Extra Bonus!Slots are exciting and fun, but even more fun if you play with your friends, or make new ones online.Multiplayer slots allow you to do this and Community slots allow you to earn other players in the slot room a bonus (as well as winning yourself) and they can do the same for you.Multi- ...Online Poker Strategy Tip: The Art of Folding the Cards While many players spend hour perfecting their bluffing skills and learning to look for tells in other players, the art of folding is often overlooked. Believe it or not, it is possible to fold every hand and end up in the top 50% in any given online poker tournament! Human nature makes many of us believe that the other players at the table are ...Jacks or Better - Use These Strategies To Win Big Jacks-or-Better is the king of video poker games but not all games give you the same chance of success.Here, we will outline the best machines to play and some strategies to maximize your profits.Jacks or Better The most popular video poker gameThe three most played video poker games are Deuces Wild, Jacks-or-Better, and Jok ...Using An Online Gambling Site With today’s computers, you have two options for betting at an online casino. You can either play a Java game, which allows you to bet or play almost immediately. The second option is to download the software from the site and install it on your computer. This second method will provide you with better sound and sharper graphics. However, either ...Best Online Poker Strategy: Play Patiently at the Table A common error made by many novice (and a shockingly high amount of those who should know better) players is feeling the need to participate on every hand dealt. A successful player only plays 20-30% of dealt hands. Much like a professional baseball player who is able to sign a multimillion dollar contract by maintaining a batting average of .30 ...Poker: Luck Or Skill Ahhh, it's Wednesday night, time to tune in the Travel Channel. Why? Poker tournaments, my friends and the game they play is called Texas Hold ‘Em. But can anyone learn how to play like is a little bit of both; luck and skill are needed to be a successful poker player. After all, gamblingthe pro's on T.V.? Is it so effortless and easy as it ...Strange But True Online Poker Tales Worst Bet Ever: Here's a case in point for self-control at the online poker tables if ever we heard one. In December '05, one Carl Valentine agreed to what, on the surface, appeared a modest enough challenge, presented by a multi-millionaire buddy of his. The challenge was this: that by April 18, '06 he, Valentine, send 2 million unique v ...Omaha Poker: Winning Strategy Tips One of the most played and overvalued hand in poker are the pocket aces. They are always played and everyone has confidence in them. Players that usually play Texas hold’em usually rely on the aces in Omaha more than they should. The absolute stating hand in Omaha actually is 2-3-A-A and it has to be played always, no matter the position or the ...If You Blog It, They Will Come I need to make some phone calls, the laundry is piling up, and the car is due for an oil change. But those will have to wait--I'm busy reading blogs.The word "blog" itself gives one the feeling of a murky forest filled with treacherously hidden hollows of mud waiting to pull the unwary wanderer under, never to be seen again.Indeed, ...Poker Strategy Article: Battling Nerves at the Online Final Table I was helping a friend in an online tournament the other night and as he reached the money with a decent chip stack, he mentioned that he was getting nervous. There were still 6 tables left, and he had never even been that deep in a tournament before from a field of more than 2400 players.For a lot of players in these 10 to 30 dollar tour ...
|
